Theo Thimou About the author:
Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. As a single widowed parent of two young children, he strives to bring unique savings tips to men and women like him who must face life without their spouses. He can be reached at [email protected]
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More posts by Theo Thimou

pharmacist and customer
6 Things to Know Before You Use SingleCare Health November 5, 2019
Ever feel like the cost of your prescriptions is spiraling out of control? SingleCare lets you comparison shop for medications…
Open enrollment 2020 at HealthCare.gov
How to Sign Up for Health Insurance in 2020 Through HealthCare.gov Health Insurance November 1, 2019
Open enrollment for 2020 is here! The good news is that premiums are going down for certain customers and more…
Car rental counter
Best Rental Car Companies at the Airport Travel October 31, 2019
The next time you need an airport car rental, you'll probably be faced with several choices at the rental center.…
Disability insurance
What Is Disability Insurance and Should I Buy It? Insurance October 30, 2019
Let's say you suddenly fell ill or sustained an injury that prevented you from working and earning a paycheck. Would…
Nielsen survey $2 cash
Did You Get $2 in the Mail From Nielsen Survey? Here’s the Deal… Make Money October 29, 2019
If you've ever wished you could get paid to watch TV, you'll be one happy camper if a Nielsen survey…
American Express credit card in wallet
4 Big Changes Coming to Your American Express Card in 2020 Credit Cards October 28, 2019
American Express is making some big changes across all of its credit cards just in time for the new year.…
Costco Wholesale vs. Sam's Club vs. BJ's Wholesale Club graphic
Costco vs. Sam’s Club vs. BJ’s Wholesale: Which Is Better? Warehouse Clubs October 25, 2019
Want the most value for your money when you're shopping? Join a warehouse club! There are three big warehouse club…
Financial Planner sitting at desk holding Retirement document
Hiring a Fee-Only Financial Planner? Here’s What You Need to Look for First Investing & Retirement October 23, 2019
Finding a good financial planner can be tricky in the absence of a fiduciary rule requiring investment advisors to act…
Free cash withdrawals sign for an ATM
How to Find a Free ATM Near You: Allpoint, MoneyPass, CO-OP Financial Services and More Banks & Banking October 23, 2019
Want to find a free ATM near you? With ATM fees on the rise, it's more important than ever to…
Disney logo
Verizon Offers Free Year of Disney+ to Unlimited Plan Wireless Customers Cell Phones October 22, 2019
Verizon's unlimited plan wireless customers are about to get a free year of Disney+, the new streaming service from The…
Saving for retirement
6 Best Ways to Save for Retirement in Your 30s Investing & Retirement October 22, 2019
Are you starting to save for retirement in your 30s? This decade of your life can be one of the…
Walmart Health storefront in Dallas, Georgia
8 Things to Know About Walmart Care Clinic and Walmart Health Health Insurance October 18, 2019
One of the world's largest retailers is getting serious about health care with two initiatives: Walmart Care Clinic and a…
bank sign
5 Reasons Why Clark Howard Hates Big Banks Banks & Banking October 16, 2019
If you've ever heard Clark Howard speak on his radio show or podcast, you probably know that he hates big…
C.L.U.E. report LexisNexis dispute with magnifying glass
How to Dispute Your C.L.U.E. Report Insurance October 16, 2019
After we recently told you about what your C.L.U.E. report is and how you can check yours for free, we…
Mid-life couple sitting down and planning retirement
5 Best Ways to Save for Retirement in Your 40s Investing & Retirement October 11, 2019
Wondering about the best way to save for retirement in your 40s? Mid-life is a crucial point in any saver's…
Wooden blocks with the word HSA and money bag with stethoscope. Health savings account. Health care. Health insurance. Investments. Tax-free medical expenses. Coins and dollar sign. Red heart
What Is an HSA? Health Insurance October 10, 2019
When you're signing up for health insurance at work, you may see the acronym "HSA" and wonder to yourself, “What…
Social Security card with $100 bills
Social Security Cost-of-Living Adjustment for 2020 Is 1.6% Investing & Retirement October 10, 2019
The Social Security Administration (SSA) just announced a nominal year-over-year rise in monthly benefits for Social Security and Supplemental Security Income…
Kroger storefront
How Do Kroger Fuel Points Work? 4 Things You Need to Know Save Money October 4, 2019
If you're a Kroger shopper — or shop at any of the grocery conglomerate's nearly two dozen other brands —…
Medical doctor with piggy bank, calculator and cash
Here’s Why You Might Get Money Back From Your Health Insurer This Year Health Insurance October 3, 2019
With the rising cost of health care premiums, wouldn't it be nice if your insurer paid you instead of the…
prescription drug bottle with pills
10 Ways to Save on Prescription Drugs Health Insurance September 30, 2019
In an era of rising health care costs, we're all wondering how to save on prescription drugs. In this article,…
car insurance magnifying glass
How Much Car Insurance Do I Need? Car Insurance September 25, 2019
Wondering how much car insurance you need? The exact amount of coverage you need to get confuses a lot of…
Bestow life insurance homepage
5 things to know about online life insurance agency Bestow Life Insurance September 24, 2019
Bestow's life insurance product is one option you should check out if you're looking for a simple way to purchase…
Seniors sitting on a sofa and putting money into a piggybank
7 ways to make extra money in retirement Make Money September 24, 2019
Need to make extra money in retirement? Anybody who's in retirement knows you can never have enough extra jingle in…
costco logo
8 things to know before ordering a Costco casket Warehouse Clubs September 20, 2019
You can buy almost anything at Costco Wholesale, right? Even a Costco casket! In this article, we'll take a look…
How you can use unit price to save money when shopping
How you can use unit price to save money when shopping Shopping & Retail September 19, 2019
Unit price just may be the most underrated way to discover the best deals when you're shopping, particularly at the…
Money for car insurance in jar with two wooden car in accident
Why did my car insurance go up? Car Insurance September 18, 2019
Are you being hit with a big premium hike on your auto insurance — even though you haven't had any…
Woman saving money for Christmas with Santa hat on
How to make $1,000 before Christmas Make Money September 16, 2019
The countdown to Christmas is on! We all like to play Santa to friends and family in our lives, but…
young woman with piggy bank
How to start saving for retirement in your 20s Investing & Retirement September 10, 2019
Wondering about how to get started saving for retirement in your 20s? In this article, we'll take a look at…
Medical doctor with piggy bank, calculator and cash
What is a flexible spending account? Health Insurance September 10, 2019
People often have a lot of questions about signing up for health insurance at work. One of the most common…
Costco Wholesale storefront
5 things to know about the Costco car rental program Warehouse Clubs September 6, 2019
The Costco car rental program is one of the little-known membership benefits at the warehouse club chain. In this article,…